Why Choose Us

Quick, easy & convenient loans & Investment for everyone

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Instant approvals

Get your loan request approved instantly

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No credit history required

Get a loan from us even if you have never taken one before

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No hidden charges

Transparent terms & conditions for your peace of mind

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10 Lakhs+

Trust of our customers

Digital Financial Services in India

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Services

We Make Your Life Comfortable With Our Services.

Microfinance loan

Microfinance customers are typically under / unbanked individuals or groups who do not have access to traditional financial resources. They are self-employed and typically home-based entrepreneurs. In rural areas, the customers are typically those engaged in small-scale income-generating activities - farming, food processing, trade, etc

Digital Product Loan

With a Digital Product Loan from NexCred Finance, you can easily fund your digital product needs. Our loan process involves minimal documentation and quick disbursal, ensuring that you don’t have to delay purchasing your next product due to cost concerns.

Repay your EMIs easily

You can either pay through your bank account using our Bill Desk payment gateway or you can utilise digital payment options like UPI, Paytm, Razorpay, Bharat Billpay

Our Features

Explore Our Features

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Microfinance loan

Microfinance loan is a collateral-free financial service provided to individuals and low-income households (typically with an annual income up to ₹3,00,000) who lack access to traditional banking. These small-ticket loans (ranging from ₹5,000 to ₹3,00,000)

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Personal loan & Business loan

Apply for instant personal loan online of up to Rs. 55 lakh with minimal documentation and simple eligibility criteria with Raivik Finance. Avail of a Business loan up to ₹50 lakhs (up to ₹75 lakhs in select locations) without any collateral, guarantor or security, to fulfil your every business need.

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Student loan

Education loans in India cover tuition, living, and travel expenses up to Rs. 5 lakhs for domestic studies. Interest rates typically start around 8.5% to 11% depending on whether the loan is secured or unsecured.

How it works

It's easy to join with Us

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Open an Account

To be an account holder you have to open an account first.

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Verification

After registration you need to verify your Email and Mobile Number.

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Get Service

Now you can get any of our services as our registered account-holder

What People Say About Us

It's Easy To Join With Us

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Resham Devi
Microfinance loan
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Helps the Financially problems to poor people.. they're help to their small things..

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Tarun Jaiswal
Microfinance loan
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As Customer executive relationship fully satisfaction and excellent experience.

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Miraz Shatab Baig A.K.A, Raipur
Personal loan
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I appreciate your efforts to resolve any issues. I am happy with Nexcred Finance service, and if I need any financial assistance in the future, you will be my first priority.

Frequently Asked Questions

Any Questions? Find Here.

Don’t find your answer here? just send us a message for any query.

Contact with Us

Applying for an MSME loan involves registering your business, gathering key financial documents, and submitting an application through a centralized portal

Opening a student loan involves checking your eligibility, gathering your documents, selecting a lender, and submitting an application. You can apply directly through online platform

Get the registration form by clicking on the Sing Up button on the top bar. Provide all information and click on the Sign Up button.

Sole Proprietors, Partnership Firms, Private Limited, and Limited Companies with an annual turnover of Rs. 10 lakhs or more are eligible to apply for an Business Loan from Nexcred Finance. Applying online for an Business Loan with Nexcred Finance is simple and hassle-free.

Apply for an instant loan online with minimum documentation from Nexcred Finance Limited. Check pre-approved offers, pre-assigned limits.

To secure a microfinance loan, ensure you belong to a low-income household (typically earning under ₹3 Lakhs annually) and have valid KYC documents and proof of income. The most common approach is to join or form a Joint Liability Group (JLG) or Self-Help Group (SHG) to apply

24/7

Customer Support

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About Us

We Care About Your Money And Safety.

Customer first: Switch from product focused to customer focused. People Power: People are our Primary Asset. Happier People = Happier Customers

We are focused on building and sustaining long-term relationships with our customers. Enable Customers to Enter a Better Life.

The mission of NexCred Finance is to enable customers enter a better life. NexCred Finance has a growing clientele of over 43.7 lakh+ happy customers across the nation. Ever since its inception and all through its growth, the company has kept a clear sight of its values. The basic tenet of these values is a strict adherence to ethics and a responsibility to all those who come within its corporate ambit - customers, shareholders, employees and society.

Our Trusted Alliance of Partners

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Happy Customers

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Assets Under Management

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Strong Workforce

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Years of Excellence